AMEX is now offering 30% bonus on transfers of the Membership rewards points to Virgin Atlantic, so now you can transfer 1 AMEX MR point to receive 1.3 Virgin Atlantic miles. This special promotion ends on 11/30/2017.
I tried to get the Bank of America Merrill Lynch card twice in the past 6 months and both times I was rejected after being told that I already had enough credit established with Bank of America. Somehow I was able to get 1 Alaska card approved in March, but I was rejected for the other 2 I applied for in January and June. Multiple sources have now confirmed that the new so-called '2/3/4' rule was implemented at BofA. You can only get 2 BofA cards per rolling 2 months, 3 BofA cards per year, or 4 BofA cards per rolling 24 months. Given that BofA only counts its own cards, it's definitely more generous than the Chase '5/24' rule. I was really taking it slow with BofA and have opened only 8 new BofA accounts in the past 24 months, but still it's a long wait now until I can get another Alaska Airlines card.
You can now activate your 5% cashback on Chase Freedom for the Q4 - on up to $1500 in combined purchases in department stores and Walmart (including online purchases) from Oct 1st to December 31st.
Keep in mind that if you have the Chase Sapphire Reserve card your Chase Freedom points can be combined with the CSR account. This way in case you are not planning to transfer to the airline partners you are effectively earning 7.5% cashback on your department store and Walmart purchases.
AMEX is now offering 40% bonus on transfers of the Membership rewards points to British Airways or Iberia. Just a couple of days ago AMEX finally restored the 1:1 ratio for transfers to British Airways Avios, so now you can transfer 1 AMEX MR point to receive 1.4 Avios. This special promotion ends on 9/17/2017.
Unfortunately, the rumors which were circulating on reddit since June are now confirmed. Effective Jan 1 2018 you will no longer be able to redeem for flights for up to 2 cents/ Flexpoint value. All the Flexpoints spent on the travel related charges will be worth 1.5 cents. This definitely simplifies the redemption process, and some people who used to redeem for the flights right around the break point will actually get more benefit now, but we have previously redeemed these at almost 2 cents per point and are going to spend the remaining 70,000 Flexpoints we have until the 2018.
AMEX finally restored the 1:1 ratio for transfers to British Airways Avios. They had offers last year where you could transfer at an even more advantageous rates, but the general ratio was a poor 250 MR points for 200 BA avios. We usually earn BA Avios through Chase cards, especially given that they do not fall under the "5/24 rule", but still are excited about this positive change.
American Airlines finally change their refund policies for the better - if you book your revenue or award tickets at least 2 days prior to departure you can cancel them within 24-hours without penalty.
You can now activate your 5% cashback on Chase Freedom for the Q3 - up to $1500 in combined purchases in Restaurants and Movie Theaters from July 1st to September 30st.
Keep in mind that if you have the Chase Sapphire Reserve card your Chase Freedom points can be combined with the CSR account. This way in case you are not planning to transfer to the airline partners you are effectively earning 7.5% cashback in restaurants and movie theaters.
Chase has updated its terms and conditions to state that for the applications made on or after May 21st the $300 travel credit will be based on cardmember year, which means you can only get this credit once before the next year annual fee is billed. If you are organized you can still get the 2nd credit by taking advantage of their policy of reimbursing you the annual fee if you cancel the card up to 30 days after the fee was billed. Currently the travel credit is calculated based on the calendar year, so you can get it twice (or even 3 times if you timed your application very carefully at the end of last year). Yet another negative change from Chase after recently reducing the sign-up bonus for the card from 100K to 50K.
IHG has been offering this every May for the last couple of years and if you compare to cash rates on the weekends there are some bargains to be found. For example, Holiday Inn Aruba will only cost you 17.5K IHG points. During our stay there we were upgraded to the top floor corner room with ocean views just for having the Chase IHG credit card. You must book until May 7th and the promotion is only valid for stays from May 1st to June 30th. You can check out the list of properties and book your stays here.